Piper Stein
Unless you’re paying for a home 100% with cash, obtaining financing is a major component to owning a home. Therefore, whether you are a first time buyer or have home buying experience, talking with a lender to pre-qualify and discuss your financing options is one of the first key steps before actually getting out and shopping for your home.
It’s crucial to have your pre-approval letter when submitting an offer on a home, but it’s equally as important for you even before you get to that stage in the process. Here are five main reasons it’s so important to get your mortgage pre-approval sooner rather than later:
To get pre-approved, the lender will ask you questions regarding your income, types of debt, how much of a down payment you have, and information about your credit history.
Looking for a referral to a fantastic mortgage lender that can help you out, answer questions and ultimately help you obtain your loan?
Shoot me a message (858) 357-5292 or an email [email protected] and I’ll connect you with a top lender in San Diego - no strings attached!
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